Portage, Kouts, CrownPoint, Valparaiso, Chesterton

· Assure that you see all the properties in the area that meet your criteria.

· Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.

· Make sure you don't pay too much for your new home and help you avoid costly mistakes.

· Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

· Check your credit rating. Straighten out any errors before its too late.

· Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.

· Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).

· Choose a REALTOR® that you trust and who understands your needs.

· Determine what neighborhood best matches your needs.

· Identify important features you need your new home to have.

· Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.

· Third-party fees include charges for insurance, title search, and other inspections such as termites.

· Government fees include deed recording and state & local mortgage taxes.